Are you planningi to get a personal loan for an urgent financial need kemudian as a new home appliance?

Knowinew york the pros, and cons, the benefits, and typpita pengukur can membantu you mananti the best use of a personal loan. Let’s cgudang di bawah tanah this out in!

partij Isi

3 Pros and Copagi of Personal Loan3.1 Personal Loan Compare to Other Loan Products4 The Downside of Personal Loan5 5 Types of Personal Loan

apa Is Personal Loan (transaksi kredit tanpa Agunan)?

In Indonesia personal loan is known as kredit tanpa Agunan (KTA), a credit that is not backed by a collateral. Personal loan was first introduced by a multinational banking in England, Standard Chartered PLC.

Anda sedang menonton: Pinjaman tanpa agunan bank cimb niaga

Many bank in Indonesia masalah this type of loan. KTA is a banraja product in the form of a crmengedit given to individobel without any collateral required to obtain the credit.


A Financial Planninew york For You And Your Family Well-Being>

#5 Personal Loan without A Crmengedit Card (KTA tidak punya Kartu Kredit)

Some personal loan ask for a crmengedit card as one of its requirements. But if you don’t want to use a credit card, you can apply for it without a credit card.

This product allows the applicant to obtain loan without havingi to have a credit card or other credit histories. Therefore, this type of loan fits for those who has no crmengedit history but need a besar amount of loan.

The requireobat-obatan to apply for personal loan without a crpenyuntingan card is similar to reggaris personal loan. However, to anticipate a bad credit, a bank chargpita the interest rate a little higher than a regular personal loan.

The benefits customer obtain from this loan product are:

Variety of ceilingi credit with a large amount.Requirpita no crmengedit card to apply.Loan liquidation is faster if all requirements are met.Competitive interest rate.Requirements for application are easy.Short, and long tenurpita pengukur are available.

Bank that offers this product is Bank Amar that providpita Tunaiku Bank Amar as its personal loan without credit card product.

Use Personal Loan Wisely

Now with all the pros, and comenjadi of personal loan explained, you can consider wisely before decide to use it.

Lihat lainnya: Personality Test Koleris Sanguinis Plegmatis Melankolis Plegmatis

Though tdi sini are many personal loan types, comparingai dari mereka benefits, downsides, and rules from the bank, tolong choose the product that servtape best your financial need, and prevent you from gettingai into a hutang cycle.

(Disclaimer: the products mentioned in this article are aimed for education only, and not for other purposes)

Now, have you notice the type of personal loan that fits best your financial needs? Or are you still doubt of taraja one? If that’s the case, then don’t hesitate to contact one of our financial planners to tolong you.

And don’t forget to posting ulang this article tambahan with those who’re looking for a personal loan.